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Connecting Your
Web Site - Connecting your
web site to your credit card processor
is a breeze with Total Pay/Authorize
Net! For most merchants this will
be a simple matter of inserting your
Authorize Net login information into the
appropriate place in your shopping cart
back-end. Since Authorize Net
supports over 130 different 3rd party
shopping carts, you can be reasonably
assured that Authorize Net will work
fine with your web site. If you
aren't sure about your shopping cart or
would like recommendations feel free to
call our sales department at 888
871-4558.
For
developers or merchants that will be
directly connecting their website to
Authorize Net without the use of a
shopping cart, the following useful
information is provided:
Authorize.Net® offers two secure online
payment-processing connection methods
that allow Internet-based businesses to
authorize, process, and manage credit
card transactions directly and
automatically from an e-commerce
website.
Advanced
Integration Method (AIM)
is the preferred Authorize.Net
integration solution, and uses secure
sockets layer (SSL) digital certificate
technology to connect securely and
directly to the Payment
Gateway—achieving the highest security
for the Internet connection between a
merchant and the gateway.
Simple
Integration Method
(SIM) optimizes the security,
encryption, and authentication of
transactions for merchants that do not
have an SSL digital certificate.
AIM and
SIM provide the highest levels of secure
transaction infrastructure available to
merchants building an e-commerce
business and directly connecting that
their website to the Authorize.Net
Payment Gateway.
When
using AIM and SIM to connect to the
Payment Gateway, a customer enters
purchase information (e.g., name, credit
card number, etc.) into a payment form
on the merchant's website. This payment
form is hosted either by the merchant,
or the merchant may choose to use
Authorize.Net's securely hosted,
customizable payment form.
When the
customer clicks to submit his or her
purchase information, payment
information is encrypted using 128-bit
SSL technology and sent to an
Authorize.Net transaction server. The
server sends the data through the
authorization network to the appropriate
card issuer's bank, using a secure,
proprietary connection. When the
authorization process is complete—this
takes around five seconds—the customer
receives an approval or decline
response, and the Authorize.Net server
stores the transaction. Approved
transactions are automatically settled
each day and are typically funded within
two to three business days.
Merchants
can check the status of current
transactions submitted directly from
their website or run reports on past
transaction activity by going to the
Authorize.Net Corporate site and logging
into their own password-protected
Merchant Interface. Online businesses
also can use the Authorize.Net Virtual
Terminal feature of their Merchant
Interface account to enter payment
information manually if customers prefer
to call in their credit card
information.
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